Deposit Services 

Checking Accounts: Interest Bearing

Personal NOW Account

Our Personal NOW Account allows individuals to earn interest on funds in their checking account and have unlimited check writing abilities. Open your Personal NOW Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.

Premium Personal NOW Account

Our Premium Personal NOW Account entitles individuals to unlimited check writing in addition to earning interest on funds in their checking account. Open your Premium Personal NOW Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.

Personal Elite Checking Account

Our Personal Elite Checking Account earns a competitive interest rate, and offers special amenities. When you maintain the minimum daily balance, you'll pay no monthly service charge. There is no per transaction fee.

Checking Accounts: Non-Interest Bearing

Special Checking Account

Our Special Checking Account is created for individuals with low activity. There is no minimum daily balance required and no maintenance fees.

Success Account

Our Success Account is created for individuals who enjoy the convenience of a checking account with unlimited check writing availability. Open your Success Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.

Direct Deposit Account

Our Direct Deposit Account is designed for people who receive direct deposits on a monthly basis, such as payroll or Social Security payments. Open your Direct Deposit Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.

Senior Checking Account

Our Senior Checking Account is specially designed for individuals who are 55 years of age or older. Open your Senior Checking Account with us, maintain the required minimum daily balance or have direct deposit, and you'll pay no monthly service charge.

New Opportunities Checking Account

Our New Opportunities Checking Account is designed to assist individuals who are interested in re-establishing and maintaining a healthy banking relationship. There is no minimum balance required.

Savings Accounts

Personal Savings Account

Our Personal Savings Account is a classic investment tool for all ages that earns interest without high balance requirements. You can make six withdrawals per quarter without a charge, and your account earns a competitive interest rate on all collected balances. Open your Personal Savings Account with us, maintain the required minimum daily balance, and you'll pay no quarterly service charge. In addition, maintenance fees are waived for senior citizens (age 55 and over) and minors (under 18).

Personal Money Market Account

Our Personal Money Market Account provides you with the best of both worlds - immediate access to your money and check writing capability - and earn competitive interest rates on your balances. Open your Personal Money Market Account with us, maintain the required minimum daily balance, and you'll pay no monthly service charge.

Individual Retirement Account (IRA)

Individuals less than the age 70 ½ for the entire tax year with compensation are eligible to establish a Bank of Nevada traditional IRA.

Other Deposits

Competitive Rates on Certificates of Deposit

Our Certificates of Deposit are time deposits offered with maturities ranging from 7 days to 24 months that earn a competitive interest rate. You can earn a higher fixed rate of interest with the commitment of funds for a designated length of time. Rates are based on amount and time invested, often with higher rates for longer terms to increase earnings.

ATM/Debit Cards

ATM Card

Our Access ATM Card allows you to access your checking or savings accounts 24 hours a day, seven days a week:

• Withdraw cash (up to $1,000 per 24 hour period);
• Make deposits at Bank of Nevada branch ATMs;
• Transfer money between checking and savings accounts; or
• Verify account balances at our Automated Teller Machines (ATMs) or literally thousands of ATMs in the United States and throughout the world. We are members of the Plus System®, Star System®, and Interlink®.

DirectLine Card

Our DirectLine Card is an ATM and Visa Debit Card. Enjoy the benefits of access to your checking or savings accounts 24 hours a day, seven days a week:

• Use for purchases at most locations. Your payment is automatically withdrawn from your checking account. Your purchases will be detailed on your regular monthly statement.
• Withdraw cash (up to $1,000 per 24 hour period);
• Make deposits at Bank of Nevada branch ATMs;
• Transfer money between checking and savings accounts; or
• Verify account balances at our Automated Teller Machines (ATMs) or literally thousands of ATMs in the United States and throughout the world. We are members of the Plus System®, Star System®, and Interlink®.

 Additional disclosures will be provided at account opening.

---

Overdraft Protection  

Do you sometimes worry that your account might be overdrawn? Protect your personal accounts with Bank of Nevada's Success Line.

Our Success Line is a revolving line of credit that is attached to your checking account. Funds are automatically transferred from your Success Line's available credit limit to your checking account to pay for checks or other items that are larger than your checking account's balance.

Need additional cash in a hurry? You can also initiate advances against your Success Line for any amount up to your credit limit to help pay for expected or unexpected expenses. You simply repay the used portion of the loan in full or in monthly installments.

Bank of Nevada's Success Line will assist you in managing your account to avoid overdrafts or fees. Please contact one of our loan officers at any of our convenient Regional Banking Offices to learn more.

   Subject to credit approval. Other terms and conditions may apply. Additional disclosures will be provided at account opening.