Loans and Lines of Credit 

Mortgages/Home Purchase Loans

Considering the purchase of a home? Bank of Nevada can help you realize all the advantages of home ownership, while minimizing some of the confusion that may accompany this type of event. Our mortgage loan professionals can help you get the house of your dreams by:

• Advising you on the home-buying process - such as home shopping, the loan process, and owning a home.
• Providing you financing options - to help you select the right loan for your needs.
• Calculating your payment - to match your budget and keep you in line with your expenses.

Home Equity and Home Improvement Loans

Are you planning to add lasting value to your home? Regardless if you are a do-it-yourselfer or planning to hire a contractor, Bank of Nevada is ready to help you with your project. Our Home Improvement or Home Equity Loans are available for swimming pools, room additions, new carpeting, etc. We offer competitive interest rates and flexible payment plans.

PrimeLine Plus Home Equity Line of Credit

Bank of Nevada's PrimeLine Plus home equity line of credit offers you a flexible, cost-effective resource for extra cash. Pay down debt, fund home improvements or use your credit line for almost any other purpose.

• Competitive Interest Rates
• .25% off your rate when you sign up for an automatic payment deduction from your Bank of Nevada deposit account.

PLUS...

• Automatic Application for Success Line overdraft line of credit*
• Automatic Application for Platinum VISA credit card with DreamMiles Rewards*

PrimeLine Plus may be a good choice for having money available for both current and future needs, including:

• Education
• Debt consolidation
• Personal Investments
• Pay off higher interest rate loans and credit cards
• Take that dream vacation
• Multiple options to access your funds: checks, telephone, in person
• Apply online or in person at your nearest Bank of Nevada office
• 24-Hour Initial Credit Approval**
• Interest on a PrimeLine Plus equity line may be tax deductible***

Now it’s easier than ever to apply.

• Apply in person at any of our offices
• Apply online »
• For information call us toll-free at 877.750.0010

* Subject to credit approval of PrimeLine Plus account.

** Applications received after “business hours” will be processed the next “business” day. Contact us for a listing of business days and hours. Subject to appraisal and verification of property equity. Borrower must carry property insurance and may be required to purchase flood insurance. Other terms & conditions may apply. Offer subject to change without notice.

*** Consult a tax advisor regarding the deductibility of interest costs.

Residential Construction Loans

Bank of Nevada specializes in Residential Construction Loans. Whether you’re a family looking to build your dream home or a builder constructing homes for a development, we offer you one of the easiest and most flexible construction loan available to help you save money.

Loan Features:

• Competitive pricing.
• Professional assistance in applying for a permanent mortgage.
• There are no application or underwriting fees.
• Flexible construction administration programs.
• Owner-builders will be considered based on prior experience in homebuilding.

Overdraft Protection

Do you sometimes worry that your account might be overdrawn? Protect your personal accounts with Bank of Nevada's Success Line.

Our Success Line is a revolving line of credit that is attached to your checking account. Funds are automatically transferred from your Success Line's available credit limit to your checking account to pay for checks or other items that are larger than your checking account's balance.

Need additional cash in a hurry? You can also initiate advances against your Success Line for any amount up to your credit limit to help pay for expected or unexpected expenses. You simply repay the used portion of the loan in full or in monthly installments.

A Bank of Nevada Success Line will assist you in managing your account to avoid an overdrawn account or fees. Please contact one of our loan officers at any of our convenient Regional Banking Offices to learn more.

Concierge Credit Card

We're pleased to introduce our new Concierge Rewards Visa® Credit Card - now with three rewards programs to choose from:

• 1.25% cash back
• Travel
• Merchandise

Plus:

• 24/7 Concierge Service
• No Annual Fee
• 0% fixed APR for 6 months on balance transfers!

Apply today and get a $25 sign up reward.

For more details and to apply now, click here. To learn more, contact a Bank of Nevada branch representative at 702.248.4200.

Classic and Platinum Credit Cards

Visa Classic and Platinum card holders may access credit card information online at www.e-creditcardservices.com

Secured Loans

Do you need extra cash without disturbing your investments? Bank of Nevada's Secured Personal Loans are ideal for savers and investors who need cash for a variety of reasons.

Unsecured Loans

An Unsecured Personal Loan from Bank of Nevada can save you money on your high interest credit card balances. It can also help you pay for major purchases or personal expenses, consolidate bills, take a dream vacation, college tuition, or an unexpected tax bill - all at a competitive interest rate.

Auto, Boat & Recreational Vehicle Loans

Are you in need of a new or used vehicle, or are you looking for that special "toy" you've always wanted? See Bank of Nevada first before you shop for your next vehicle purchase. We offer Vehicle Loans for new or used autos, trucks, recreational vehicles, motorcycles, and all-terrain vehicles that will easily fit your budget.

  Subject to credit approval. Other terms and conditions may apply. Additional disclosures will be provided at account opening.